By M.J. Milner You don’t have to be a genius to spot the latest, economic  trend that is shifting the American economy. Retail is making a generational shift that is unprecedented. Salaries will go up as big businesses abandon the “big box” model. Retail businesses are going to become “localized” and labor costs will have to […]

by M.J.Milner Understand what your goal is for the money that you intend to leave as part of your estate. When is a good time to instruct a teenager about the use of a rifle? How do you begin a course of instruction that might change a person’s life? Over time most adults have learned […]

by M.J. Milner Most people have a number of mechanisms to avoid being constantly distracted by risks that probably don’t apply to their daily lives. The ritual of work importantly focuses upon an alarming array of blinders that create structures producing methods of certainty. After any reasonable amount of time a level of numbing mastery […]

The new Kindle book, Risk Literacy by M.J. Milner has had a steady increase in sales since its publication in February. This book is loaded with investment advice, trader insights and the exact tradings details of what occurred last August in 2015 during the first real correction since 2008. During this correction the market churned […]